Links to our latest articles:
SIPPs used to be simple propositions that could be run at fairly low cost. The boom in both pensions and subsequent regulation have changed the business model to one that that is more complex, with many relationships that need to be managed. This requires a more intelligent approach to expenses and budgets than pure cost minimisation (even if fees have to be raised).
10th Mar 2020
Golfers can easily waste money by attempting to improve their swing in an undisciplined way. Conduct culture is a more complex 'system' than a golf swing, but we can still draw some lessons about how not to waste money on it. Key elements are clarity of goals, external feedback, and expertise on the tangible changes that are most likely to be effective.
27th Feb 2020
Victor Kiam famously bought the Remington company after being impressed with its shaver. A former Telos client was so impressed by how we go about our work that he decided that we were the right choice for his future - and here he explains why.
14th Feb 2020
One SIPP firm (Avalon) has already been brought to its knees, with non-standard investments (NSIs) a core issue. Initial due diligence is needed - but also continuing oversight on investments and investment managers. A SIPP property fund (Dolphin) has become illiquid.
7th Feb 2020
Our predictions (below) about FCA focus on alternative investments are borne out by a flurry of letters asking advisers pointed questions about the subject. We explore some of the issues in more detail, in particular how the overlapping responsibilities of SIPPs and advisers can cause problems.
24th Jan 2020
New areas that the regulators are likely to focus on 2020, particularly SIPP non-standard investments (NSIs) and responsibility for investment managers. Our experience is that firms who anticipate regulatory focus and deal with it early have the smoothest ride.
21st Jan 2020